J&K Bank PO (Ladakh) 2026 Exam Pattern - Prelims 100, Mains 200 + 25 Descriptive, Interview 80:20

Published 14 Nov 2026 · Updated 14 Nov 2026

For the Probationary Officer posts of the UT of Ladakh zone (20 posts), J&K Bank's selection has three stages. Preliminary exam (online, by IBPS): English Language 30 questions/30 marks, Quantitative Aptitude 35/30 and Reasoning Ability 35/40, 20 minutes each - 100 marks in 60 minutes; about 10 times the vacancies in each category go to Mains, with a minimum aggregate of 40% (General) / 35% (reserved). Mains (online): Reasoning 40 questions/60 marks (45 min), General/Economy/Banking/Digital/Financial Awareness incl. RBI circulars 50/60 (35 min), English Language 40/20 (35 min) and Data Analysis and Interpretation 40/60 (45 min) - 200 marks in 160 minutes - plus a 25-mark descriptive paper (essay and comprehension, 30 min). About 3 times the vacancies are called for a 100-mark interview (minimum 40%, 35% reserved). Final merit uses Mains and interview in an 80:20 ratio. One-fourth of a question's marks is cut for each wrong answer in both online exams.

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