J&K Bank Banking Associate (Ladakh) 2026 Exam Pattern - 100 Marks, 60 Minutes, 1/4 Negative

Published 14 Nov 2026 · Updated 14 Nov 2026

For the Banking Associate posts of the UT of Ladakh zone (21 posts), J&K Bank will select candidates through a single online examination conducted by IBPS. The test has three separately timed sections, each of 20 minutes: English Language (30 questions, 30 marks), Quantitative Aptitude (35 questions, 30 marks) and Reasoning Ability (35 questions, 40 marks) - 100 questions, 100 marks, 60 minutes in all, in English. One-fourth of the marks of a question is deducted for each wrong answer; unanswered questions carry no penalty. Candidates must clear the cut-off in each section and in the total; the minimum aggregate is 40% for General and 35% for reserved categories, subject to overall merit. Selection is based only on the online exam score; ties are broken in favour of the older candidate. Exam and call-letter dates will be notified separately on jkb.bank.in.

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