J&K Bank Banking Associate 2026 Exam Pattern: 100 Questions in 60 Minutes, Sectional Timing and Qualifying Marks

Published 13 Nov 2026 · Updated 13 Nov 2026

J&K Bank will pick its 2026 Banking Associates (1,033 posts for the UT of J&K) through one online exam run by IBPS, with no interview. The test has three separately timed sections of 20 minutes each, all in English: English Language 30 questions for 30 marks, Quantitative Aptitude 35 questions for 30 marks, and Reasoning Ability 35 questions for 40 marks, a total of 100 questions and 100 marks in 60 minutes. One fourth of the marks of a question is cut for each wrong answer; a blank answer has no penalty. Scores from different sessions are equated, and results are reported to two decimal places. You must clear the cut-off in each section and in the total; cut-offs are fixed by IBPS with the bank based on vacancies. The minimum aggregate is 40% for General and 35% for reserved categories, subject to overall merit. Shortlisting and provisional selection use only the online exam marks, subject to reservation rules and other conditions. You choose six exam centres, at least three of them outside J&K. Register and pay the fee by 26.11.2026. This site is not an official government website; read the official notice before applying.

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